Three Types of Commercial Insurance You May Need for Your Business

When you are a business owner, commercial insurance is a must. The types of coverage you need will depend on several factors. The size of your business, whether you have employees, the type of work you do, and what you sell are all important factors in the insurance you need. When you need commercial insurance for your business, call us at Murvay Insurance in Newport Beach, CA.

California Worker’s Comp Insurance

If you have employees, this type of insurance is a must, and it may be required for your business. There is always a risk of employees being injured on the job, and you need this insurance to protect your business just in case this happens. There is a risk of falls and injuries no matter what kind of business you have and how many employees work for you.

California Cyber Insurance

Data breaches are much too common today and happen to businesses of every size. When one happens, it can be extremely expensive to clean up the mess that’s left behind. To guard against this risk to your business, there’s cyber insurance. It pays for the costs that are associated with losing data and having to try to make it up to customers and to the business itself. If you use computers in your company, you need this insurance.

California Recreational Insurance

Is your business a recreational one? If you take people out on the water, hikes, climbing trips, etc., you need specialized insurance to cover you against the risks. This insurance can cover you against the injuries common with recreational business customers.

Get Commercial Insurance in California

We can help you understand which types of commercial insurance your business needs. Call Murvay Insurance in Newport Beach, CA, to get started.